![]() If cost is a priority, be sure to evaluate and compare all packages and potential fees. Some charge a monthly and setup fee while others charge only a monthly fee. This means not only will they offer various packages, but they will also charge different fees. No two credit repair companies are identical. You should also look into a company’s Better Business Bureau file and check to see if there are any complaints with the Consumer Financial Protection Bureau. These may include companies promising to remove negative items, avoiding explaining your rights or telling you not to contact credit reporting companies. So it’s crucial to look out for any potential red flags. Credit repair companies typically have a bad reputation, right or wrong. The guarantee states, “If you sign up for service with Credit Saint in any program, and do not see any questionable items deleted from your credit in 90 days, you will be entitled to a full refund.” Credit Saint also requires customers to “be an active participant in the program for 90 days.” According to its website, “eligibility for a refund does not start until day 90.”Ĭonsider these tips when comparing credit repair companies: It provides customers with a 90-day, money-back guarantee. To help customers repair their credit, Credit Saint focuses on removing the following items from a credit report if they’re incorrect: ![]() ![]() Customers have the option to choose from among three different packages, which start at $79.99 per month and a minimum setup fee of $99. It offers a free consultation for new customers and handles all communications with the credit bureaus if the customer proceeds with one of its packages. The Credit Pros also offers a 90-day, money-back guarantee: In 90 days, if there’s no deletion from Equifax, Experian or TransUnion, you will be entitled to the amount you invested during that period.Ĭredit Saint has been in business since 2004 and is backed by a strong reputation in the industry. All three packages provide bill-payment trackers and budgeting assistance to help you keep moving forward without credit mishaps. This is a handy way to see if the company is a fit for your specific needs and which package would support you best. After that, they will owe a monthly fee starting at $69, depending on which of the three available packages they choose.īefore starting to work with The Credit Pros, potential customers can schedule a free consultation in either English or Spanish. Other credit repair companies include credit monitoring as an additional service.Ĭustomers who choose to work with The Credit Pros will have to pay a one-time setup fee, which starts at $119. It offers an artificial intelligence (AI)-driven personal credit management and repair platform and includes credit monitoring at no additional cost. The Credit Pros has been in business since 2009.
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